車子(zi)出(chu)險了第二年(nian)保(bao)費怎么漲?

一、交通強制險:

1、若用戶上一年(nian)發(fa)生了要承擔責任(ren)但沒有涉及死亡的(de)交通事(shi)故，那第二(er)年(nian)的(de)保費是不會有任(ren)何變化的(de);

2、若用(yong)戶上一年發生(sheng)2次(ci)有責任可是不涉及(ji)到身(shen)亡的道(dao)路交通事故，其第(di)二(er)年保費增長(chang)10%;

3、若(ruo)用戶上一(yi)年發生有責任的交通(tong)出行傷廣事(shi)故(gu)，其第(di)二(er)年保費(fei)增長30%

二(er)、商(shang)業險:商(shang)業保險第二(er)年的保費取(qu)決于保險公(gong)司(si)的規(gui)定。

車險賠(pei)償款項多久能到賬?

理賠資料(liao)齊全的(de)，保(bao)險(xian)(xian)(xian)(xian)(xian)公(gong)(gong)司(si)(si)理賠一(yi)般會在5-10個工作日(ri)(ri)內(nei)到(dao)賬。 保(bao)險(xian)(xian)(xian)(xian)(xian)公(gong)(gong)司(si)(si)理賠與險(xian)(xian)(xian)(xian)(xian)種有關，不(bu)同(tong)(tong)險(xian)(xian)(xian)(xian)(xian)種的(de)理賠效率不(bu)同(tong)(tong)。根據(ju)《保(bao)險(xian)(xian)(xian)(xian)(xian)法》第(di)二十三條規定(ding)，保(bao)險(xian)(xian)(xian)(xian)(xian)公(gong)(gong)司(si)(si)在賠償協議達(da)成后(hou)10天內(nei)支(zhi)付(fu)(fu)賠款;資料(liao)要(yao)齊全、發(fa)生保(bao)險(xian)(xian)(xian)(xian)(xian)事故(gu)時(shi)要(yao)及(ji)時(shi)通知保(bao)險(xian)(xian)(xian)(xian)(xian)公(gong)(gong)司(si)(si)，對于達(da)成給付(fu)(fu)保(bao)險(xian)(xian)(xian)(xian)(xian)金(jin)協議后(hou)10日(ri)(ri)內(nei)未履行(xing)給付(fu)(fu)保(bao)險(xian)(xian)(xian)(xian)(xian)金(jin)責(ze)任(ren)的(de)，保(bao)險(xian)(xian)(xian)(xian)(xian)公(gong)(gong)司(si)(si)除支(zhi)付(fu)(fu)保(bao)險(xian)(xian)(xian)(xian)(xian)金(jin)外，還將賠償保(bao)險(xian)(xian)(xian)(xian)(xian)金(jin)申請人因此受到(dao)的(de)損失。