公(gong)(gong)積(ji)(ji)金繳(jiao)(jiao)(jiao)存(cun)(cun)是由職(zhi)工(gong)(gong)(gong)個人(ren)公(gong)(gong)積(ji)(ji)金繳(jiao)(jiao)(jiao)存(cun)(cun)和職(zhi)工(gong)(gong)(gong)所在單(dan)(dan)位為職(zhi)工(gong)(gong)(gong)公(gong)(gong)積(ji)(ji)金繳(jiao)(jiao)(jiao)存(cun)(cun)的公(gong)(gong)積(ji)(ji)金兩(liang)部分構成，屬于 職(zhi)工(gong)(gong)(gong) 個人(ren)所有。 公(gong)(gong)積(ji)(ji)金繳(jiao)(jiao)(jiao)存(cun)(cun)，個人(ren)公(gong)(gong)積(ji)(ji)金繳(jiao)(jiao)(jiao)存(cun)(cun)的月(yue)繳(jiao)(jiao)(jiao)存(cun)(cun)額為職(zhi)工(gong)(gong)(gong)本人(ren)上(shang)一年度(du)月(yue)平(ping)均(jun)工(gong)(gong)(gong)資(zi)(zi)乘以職(zhi)工(gong)(gong)(gong)的 公(gong)(gong)積(ji)(ji)金 繳(jiao)(jiao)(jiao)存(cun)(cun)比(bi)例;單(dan)(dan)位為職(zhi)工(gong)(gong)(gong)繳(jiao)(jiao)(jiao)存(cun)(cun)的公(gong)(gong)積(ji)(ji)金的月(yue)繳(jiao)(jiao)(jiao)存(cun)(cun)額為職(zhi)工(gong)(gong)(gong)本人(ren)上(shang)一年度(du)月(yue)平(ping)均(jun)工(gong)(gong)(gong)資(zi)(zi)乘以單(dan)(dan)位公(gong)(gong)積(ji)(ji)金繳(jiao)(jiao)(jiao)存(cun)(cun)比(bi)例。

上海公積金繳存比例是多少？

上海公(gong)(gong)積金繳(jiao)(jiao)(jiao)存比例(li)(li)范(fan)圍(wei)(wei)為5%—7%，即職工本人和單位住房(fang)公(gong)(gong)積金的繳(jiao)(jiao)(jiao)存比例(li)(li)各(ge)為5%至7%。在(zai)實際繳(jiao)(jiao)(jiao)存住房(fang)公(gong)(gong)積金的時(shi)候(hou)，原則上繳(jiao)(jiao)(jiao)存比例(li)(li)為各(ge)7%，企業可以選(xuan)擇各(ge)5%或者6%的比例(li)(li)來(lai)進行繳(jiao)(jiao)(jiao)存的。一般住房(fang)公(gong)(gong)積金繳(jiao)(jiao)(jiao)存比例(li)(li)是在(zai)規定的范(fan)圍(wei)(wei)內由(you)單位來(lai)自主確定的，住房(fang)公(gong)(gong)積金繳(jiao)(jiao)(jiao)存比例(li)(li)確認之后是不能隨(sui)意調整的。

另外(wai)住房(fang)(fang)公積(ji)(ji)金還有一種就是補(bu)充住房(fang)(fang)公積(ji)(ji)金，是在住房(fang)(fang)公積(ji)(ji)金之外(wai)進一步繳(jiao)存的。補(bu)充住房(fang)(fang)公積(ji)(ji)金并(bing)非強(qiang)制性繳(jiao)納的，是屬于單位(wei)的一種福(fu)利制度。通常(chang)情況下上海補(bu)充住房(fang)(fang)公積(ji)(ji)金的繳(jiao)存比(bi)例(li)范圍為1%—5%。